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Swiss Travel Pass vs Half Fare Card

Two great options. Here's which one saves you more.

Last updated: Feb 2026

⚑ Quick Decision

  • Swiss Travel Pass: Best for 4+ days, includes city transport, boats, and 500+ museums
  • Half Fare Card: Best for 1-3 days, or if you're mostly doing mountain excursions
  • Both: No reservations needed anywhere in Switzerland (best country for rail passes!)

Side-by-Side Comparison

Swiss Travel PassHalf Fare Card
PriceCHF 244–740CHF 150
Duration3/4/6/8/15 days1 month
Trainsβœ… Unlimited free50% off all tickets
City transportβœ… Included❌ Not included
Boatsβœ… Included50% off
Museumsβœ… 500+ free❌ Not included
Mountain railways25-50% off25-50% off
Reservations❌ None needed❌ None needed
Best for4+ day trips1-3 day trips

The Mountain Railway Trap

The most misunderstood part of Swiss passes. Neither pass gives you free mountain railway rides. Both give discounts, but the savings vary wildly:

MountainFull PriceDiscountYou Pay
JungfraujochCHF 24025%CHF 180
Pilatus (from Lucerne)CHF 7250%CHF 36
SchilthornCHF 10950%CHF 54
Gornergrat (Zermatt)CHF 9850%CHF 49
RigiCHF 72βœ… Free*CHF 0

* Rigi is on the Swiss Travel Pass network. Most other mountains are private railways with 25-50% discounts.

⚠️ Jungfraujoch trap: Many tourists assume the Swiss Travel Pass covers Jungfraujoch. It only gives 25% off β€” you still pay CHF 180. If Jungfraujoch is your main goal, the Half Fare Card (CHF 150 + CHF 180 = CHF 330) is cheaper than a 3-day Swiss Travel Pass (CHF 244 + CHF 180 = CHF 424).

Scenic Train Pro Tips

Glacier Express
Zermatt β†’ St. Moritz

The reservation costs CHF 54, but you can ride the exact same route on regular trains for FREE with your pass. Same scenery, no reservation, more flexibility to hop off.

Bernina Express
Chur β†’ Tirano

Reservation CHF 16-28. Worth it for panoramic windows. But again, regular trains cover the same route for free with your pass.

GoldenPass Express
Montreux β†’ Interlaken

The new direct train launched in 2023. Reservation CHF 15. One of the best scenic rides in Switzerland β€” and fairly new, so less crowded.

The Hidden Gem: City Transport

This is where the Swiss Travel Pass really shines. It includes unlimited city transport (trams, buses, boats) in 90+ Swiss cities. A single Zurich day ticket costs CHF 5.40, Geneva CHF 8. Over 4-6 days, this alone saves CHF 30-50.

The Half Fare Card does not cover city transport β€” this is the biggest practical difference between the two passes.

Break-Even Math

βœ… Swiss Travel Pass wins if...

  • 4+ days in Switzerland
  • 3+ cities (Zurich, Lucerne, Interlaken, Bern, Geneva...)
  • You want hassle-free travel (no tickets to buy)
  • Interested in boat rides (Lake Lucerne, Lake Geneva)
  • Museum lover (500+ included)

🎫 Half Fare Card wins if...

  • 1-3 days in Switzerland
  • Mainly doing mountain excursions
  • Coming from a neighboring country (just passing through)
  • Budget-conscious (buy tickets only as needed)
  • Focused on Jungfraujoch

Check Your Swiss Trip

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